curl --request POST \
  --url https://sigmacdd.sabipay.com/api/v1/cdd/customers \
  --header 'Content-Type: application/json' \
  --header 'apiKey: <api-key>' \
  --header 'apiSecret: <api-key>' \
  --data '
{
  "uniqueId": "CUST-IND-001",
  "type": "individual",
  "channel": "mobile",
  "firstName": "Amara",
  "lastName": "Okafor",
  "title": "Ms",
  "middleName": "Chisom",
  "dob": "1990-04-15",
  "gender": "female",
  "photo": "https://example.com/photos/amara.jpg",
  "phone": "+2348012345678",
  "address": "12 Bode Thomas Street, Surulere, Lagos",
  "bvnNumber": "12345678901",
  "ninNumber": "98765432101",
  "passportNumber": "A12345678",
  "driversLicenseNumber": "FKJ-23456E",
  "votersCardNumber": "1A2B3C4D5E6F",
  "accountNumber": "0123456789",
  "accountType": "savings",
  "purposeOfAccount": "Salary and personal transactions",
  "proofOfAddressType": "utility bill",
  "proofOfAddress": "https://example.com/docs/utility-bill.pdf",
  "mothersMaidenName": "Eze",
  "nationality": "Nigerian",
  "religion": "Christianity",
  "stateOfOrigin": "Anambra",
  "lgaOfOrigin": "Onitsha North",
  "occupation": "Software Engineer",
  "maritalStatus": "single",
  "politicalAffiliation": false,
  "politicalPosition": false,
  "politicalAffiliationRelationship": null,
  "politicalPositionDescription": null,
  "sourceOfFunds": "salary",
  "groupId": "664f1a2b3c4d5e6f7a8b9c0d"
}
'

import requests

url = "https://sigmacdd.sabipay.com/api/v1/cdd/customers"

payload = {
    "uniqueId": "CUST-IND-001",
    "type": "individual",
    "channel": "mobile",
    "firstName": "Amara",
    "lastName": "Okafor",
    "title": "Ms",
    "middleName": "Chisom",
    "dob": "1990-04-15",
    "gender": "female",
    "photo": "https://example.com/photos/amara.jpg",
    "phone": "+2348012345678",
    "address": "12 Bode Thomas Street, Surulere, Lagos",
    "bvnNumber": "12345678901",
    "ninNumber": "98765432101",
    "passportNumber": "A12345678",
    "driversLicenseNumber": "FKJ-23456E",
    "votersCardNumber": "1A2B3C4D5E6F",
    "accountNumber": "0123456789",
    "accountType": "savings",
    "purposeOfAccount": "Salary and personal transactions",
    "proofOfAddressType": "utility bill",
    "proofOfAddress": "https://example.com/docs/utility-bill.pdf",
    "mothersMaidenName": "Eze",
    "nationality": "Nigerian",
    "religion": "Christianity",
    "stateOfOrigin": "Anambra",
    "lgaOfOrigin": "Onitsha North",
    "occupation": "Software Engineer",
    "maritalStatus": "single",
    "politicalAffiliation": False,
    "politicalPosition": False,
    "politicalAffiliationRelationship": None,
    "politicalPositionDescription": None,
    "sourceOfFunds": "salary",
    "groupId": "664f1a2b3c4d5e6f7a8b9c0d"
}
headers = {
    "apiKey": "<api-key>",
    "apiSecret": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    apiKey: '<api-key>',
    apiSecret: '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    uniqueId: 'CUST-IND-001',
    type: 'individual',
    channel: 'mobile',
    firstName: 'Amara',
    lastName: 'Okafor',
    title: 'Ms',
    middleName: 'Chisom',
    dob: '1990-04-15',
    gender: 'female',
    photo: 'https://example.com/photos/amara.jpg',
    phone: '+2348012345678',
    address: '12 Bode Thomas Street, Surulere, Lagos',
    bvnNumber: '12345678901',
    ninNumber: '98765432101',
    passportNumber: 'A12345678',
    driversLicenseNumber: 'FKJ-23456E',
    votersCardNumber: '1A2B3C4D5E6F',
    accountNumber: '0123456789',
    accountType: 'savings',
    purposeOfAccount: 'Salary and personal transactions',
    proofOfAddressType: 'utility bill',
    proofOfAddress: 'https://example.com/docs/utility-bill.pdf',
    mothersMaidenName: 'Eze',
    nationality: 'Nigerian',
    religion: 'Christianity',
    stateOfOrigin: 'Anambra',
    lgaOfOrigin: 'Onitsha North',
    occupation: 'Software Engineer',
    maritalStatus: 'single',
    politicalAffiliation: false,
    politicalPosition: false,
    politicalAffiliationRelationship: null,
    politicalPositionDescription: null,
    sourceOfFunds: 'salary',
    groupId: '664f1a2b3c4d5e6f7a8b9c0d'
  })
};

fetch('https://sigmacdd.sabipay.com/api/v1/cdd/customers', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://sigmacdd.sabipay.com/api/v1/cdd/customers",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'uniqueId' => 'CUST-IND-001',
    'type' => 'individual',
    'channel' => 'mobile',
    'firstName' => 'Amara',
    'lastName' => 'Okafor',
    'title' => 'Ms',
    'middleName' => 'Chisom',
    'dob' => '1990-04-15',
    'gender' => 'female',
    'photo' => 'https://example.com/photos/amara.jpg',
    'phone' => '+2348012345678',
    'address' => '12 Bode Thomas Street, Surulere, Lagos',
    'bvnNumber' => '12345678901',
    'ninNumber' => '98765432101',
    'passportNumber' => 'A12345678',
    'driversLicenseNumber' => 'FKJ-23456E',
    'votersCardNumber' => '1A2B3C4D5E6F',
    'accountNumber' => '0123456789',
    'accountType' => 'savings',
    'purposeOfAccount' => 'Salary and personal transactions',
    'proofOfAddressType' => 'utility bill',
    'proofOfAddress' => 'https://example.com/docs/utility-bill.pdf',
    'mothersMaidenName' => 'Eze',
    'nationality' => 'Nigerian',
    'religion' => 'Christianity',
    'stateOfOrigin' => 'Anambra',
    'lgaOfOrigin' => 'Onitsha North',
    'occupation' => 'Software Engineer',
    'maritalStatus' => 'single',
    'politicalAffiliation' => false,
    'politicalPosition' => false,
    'politicalAffiliationRelationship' => null,
    'politicalPositionDescription' => null,
    'sourceOfFunds' => 'salary',
    'groupId' => '664f1a2b3c4d5e6f7a8b9c0d'
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "apiKey: <api-key>",
    "apiSecret: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://sigmacdd.sabipay.com/api/v1/cdd/customers"

	payload := strings.NewReader("{\n  \"uniqueId\": \"CUST-IND-001\",\n  \"type\": \"individual\",\n  \"channel\": \"mobile\",\n  \"firstName\": \"Amara\",\n  \"lastName\": \"Okafor\",\n  \"title\": \"Ms\",\n  \"middleName\": \"Chisom\",\n  \"dob\": \"1990-04-15\",\n  \"gender\": \"female\",\n  \"photo\": \"https://example.com/photos/amara.jpg\",\n  \"phone\": \"+2348012345678\",\n  \"address\": \"12 Bode Thomas Street, Surulere, Lagos\",\n  \"bvnNumber\": \"12345678901\",\n  \"ninNumber\": \"98765432101\",\n  \"passportNumber\": \"A12345678\",\n  \"driversLicenseNumber\": \"FKJ-23456E\",\n  \"votersCardNumber\": \"1A2B3C4D5E6F\",\n  \"accountNumber\": \"0123456789\",\n  \"accountType\": \"savings\",\n  \"purposeOfAccount\": \"Salary and personal transactions\",\n  \"proofOfAddressType\": \"utility bill\",\n  \"proofOfAddress\": \"https://example.com/docs/utility-bill.pdf\",\n  \"mothersMaidenName\": \"Eze\",\n  \"nationality\": \"Nigerian\",\n  \"religion\": \"Christianity\",\n  \"stateOfOrigin\": \"Anambra\",\n  \"lgaOfOrigin\": \"Onitsha North\",\n  \"occupation\": \"Software Engineer\",\n  \"maritalStatus\": \"single\",\n  \"politicalAffiliation\": false,\n  \"politicalPosition\": false,\n  \"politicalAffiliationRelationship\": null,\n  \"politicalPositionDescription\": null,\n  \"sourceOfFunds\": \"salary\",\n  \"groupId\": \"664f1a2b3c4d5e6f7a8b9c0d\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("apiKey", "<api-key>")
	req.Header.Add("apiSecret", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://sigmacdd.sabipay.com/api/v1/cdd/customers")
  .header("apiKey", "<api-key>")
  .header("apiSecret", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"uniqueId\": \"CUST-IND-001\",\n  \"type\": \"individual\",\n  \"channel\": \"mobile\",\n  \"firstName\": \"Amara\",\n  \"lastName\": \"Okafor\",\n  \"title\": \"Ms\",\n  \"middleName\": \"Chisom\",\n  \"dob\": \"1990-04-15\",\n  \"gender\": \"female\",\n  \"photo\": \"https://example.com/photos/amara.jpg\",\n  \"phone\": \"+2348012345678\",\n  \"address\": \"12 Bode Thomas Street, Surulere, Lagos\",\n  \"bvnNumber\": \"12345678901\",\n  \"ninNumber\": \"98765432101\",\n  \"passportNumber\": \"A12345678\",\n  \"driversLicenseNumber\": \"FKJ-23456E\",\n  \"votersCardNumber\": \"1A2B3C4D5E6F\",\n  \"accountNumber\": \"0123456789\",\n  \"accountType\": \"savings\",\n  \"purposeOfAccount\": \"Salary and personal transactions\",\n  \"proofOfAddressType\": \"utility bill\",\n  \"proofOfAddress\": \"https://example.com/docs/utility-bill.pdf\",\n  \"mothersMaidenName\": \"Eze\",\n  \"nationality\": \"Nigerian\",\n  \"religion\": \"Christianity\",\n  \"stateOfOrigin\": \"Anambra\",\n  \"lgaOfOrigin\": \"Onitsha North\",\n  \"occupation\": \"Software Engineer\",\n  \"maritalStatus\": \"single\",\n  \"politicalAffiliation\": false,\n  \"politicalPosition\": false,\n  \"politicalAffiliationRelationship\": null,\n  \"politicalPositionDescription\": null,\n  \"sourceOfFunds\": \"salary\",\n  \"groupId\": \"664f1a2b3c4d5e6f7a8b9c0d\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://sigmacdd.sabipay.com/api/v1/cdd/customers")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["apiKey"] = '<api-key>'
request["apiSecret"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"uniqueId\": \"CUST-IND-001\",\n  \"type\": \"individual\",\n  \"channel\": \"mobile\",\n  \"firstName\": \"Amara\",\n  \"lastName\": \"Okafor\",\n  \"title\": \"Ms\",\n  \"middleName\": \"Chisom\",\n  \"dob\": \"1990-04-15\",\n  \"gender\": \"female\",\n  \"photo\": \"https://example.com/photos/amara.jpg\",\n  \"phone\": \"+2348012345678\",\n  \"address\": \"12 Bode Thomas Street, Surulere, Lagos\",\n  \"bvnNumber\": \"12345678901\",\n  \"ninNumber\": \"98765432101\",\n  \"passportNumber\": \"A12345678\",\n  \"driversLicenseNumber\": \"FKJ-23456E\",\n  \"votersCardNumber\": \"1A2B3C4D5E6F\",\n  \"accountNumber\": \"0123456789\",\n  \"accountType\": \"savings\",\n  \"purposeOfAccount\": \"Salary and personal transactions\",\n  \"proofOfAddressType\": \"utility bill\",\n  \"proofOfAddress\": \"https://example.com/docs/utility-bill.pdf\",\n  \"mothersMaidenName\": \"Eze\",\n  \"nationality\": \"Nigerian\",\n  \"religion\": \"Christianity\",\n  \"stateOfOrigin\": \"Anambra\",\n  \"lgaOfOrigin\": \"Onitsha North\",\n  \"occupation\": \"Software Engineer\",\n  \"maritalStatus\": \"single\",\n  \"politicalAffiliation\": false,\n  \"politicalPosition\": false,\n  \"politicalAffiliationRelationship\": null,\n  \"politicalPositionDescription\": null,\n  \"sourceOfFunds\": \"salary\",\n  \"groupId\": \"664f1a2b3c4d5e6f7a8b9c0d\"\n}"

response = http.request(request)
puts response.read_body

{
  "message": "CDD customer created successfully",
  "data": {
    "_id": "67f50d48c2a7d1f2b6e99389",
    "uniqueId": "CUST-IND-001",
    "type": "individual",
    "firstName": "Amara",
    "lastName": "Okafor",
    "channel": "mobile",
    "status": "active",
    "kycLevel": "Tier 2",
    "createdAt": "2026-03-25T10:25:00.000Z"
  }
}

{
  "message": "Customer with uniqueId CUST-IND-001 already exists"
}