curl --request POST \
  --url https://sigmacdd.sabipay.com/api/v1/cdd/customers \
  --header 'Content-Type: application/json' \
  --header 'apiKey: <api-key>' \
  --header 'apiSecret: <api-key>' \
  --data '
{
  "uniqueId": "CUS-NG-20240101-002",
  "externalId": "EXT-0048292",
  "type": "corporate",
  "status": "active",
  "customerSegment": "sme",
  "riskClassification": "medium",
  "kycLevel": "tier_3",
  "channel": "branch",
  "source": "api",
  "isSanctioned": false,
  "isPep": false,
  "watchlist": false,
  "lastReviewDate": "2024-06-01T00:00:00.000Z",
  "nextReviewDate": "2025-06-01T00:00:00.000Z",
  "lastCheck": "2024-12-01T00:00:00.000Z",
  "businessName": "Okafor & Sons Trading Limited",
  "businessType": "Limited Liability Company",
  "industryType": "wholesale_trade",
  "natureOfBusiness": "Import and wholesale distribution of industrial machinery and spare parts",
  "registrationNumber": "RC-1048291",
  "taxIdentificationNumber": "9876543210",
  "incorporationDate": "2015-08-14T00:00:00.000Z",
  "countryOfIncorporation": "NG",
  "stateOfIncorporation": "Lagos",
  "website": "https://okaforandsons.example.com",
  "numberOfEmployees": 47,
  "phone": "+2341234567890",
  "businessEmail": "info@okaforandsons.example.com",
  "headOfficeAddress": "Plot 22, Apapa-Oshodi Expressway, Apapa, Lagos",
  "annualRevenue": 850000000,
  "annualTurnover": 720000000,
  "authorizedCapital": 100000000,
  "paidUpCapital": 75000000,
  "sourceOfFunds": "business_revenue",
  "parentCompany": null,
  "regulatoryLicenses": [
    "SON/NG/2019/0012341 - Standards Organisation of Nigeria",
    "NESREA/2020/IMP/00892 - Import Permit (Environmental Compliance)"
  ],
  "bankCode": "044",
  "bankName": "Access Bank",
  "bankCountry": "NG",
  "relationshipStartDate": "2016-01-20T00:00:00.000Z",
  "accounts": [
    {
      "accountNumber": "0987654321",
      "accountType": "current",
      "accountCurrency": "NGN",
      "purposeOfAccount": "primary business operations and payroll",
      "openingDate": "2016-01-20T00:00:00.000Z",
      "accountStatus": "active",
      "averageBalance": 42000000,
      "overdraftLimit": 20000000,
      "dailyLimit": 100000000,
      "isPrimaryAccount": true
    },
    {
      "accountNumber": "0912837465",
      "accountType": "domiciliary",
      "accountCurrency": "USD",
      "purposeOfAccount": "import payments and foreign supplier settlements",
      "openingDate": "2017-03-10T00:00:00.000Z",
      "accountStatus": "active",
      "averageBalance": 185000,
      "isPrimaryAccount": false
    },
    {
      "accountNumber": "0956473829",
      "accountType": "fixed_deposit",
      "accountCurrency": "NGN",
      "purposeOfAccount": "short-term investment of idle funds",
      "openingDate": "2023-09-01T00:00:00.000Z",
      "closingDate": "2024-09-01T00:00:00.000Z",
      "accountStatus": "active",
      "averageBalance": 50000000,
      "isPrimaryAccount": false
    }
  ],
  "directors": [
    {
      "firstName": "Chukwuemeka",
      "lastName": "Okafor",
      "middleName": "Tochukwu",
      "dob": "1965-03-15T00:00:00.000Z",
      "gender": "male",
      "nationality": "Nigerian",
      "phone": "+2348031234567",
      "email": "c.okafor@okaforandsons.example.com",
      "address": "14 Adeola Odeku Street, Victoria Island, Lagos",
      "identificationType": "bvn",
      "identificationNumber": "22198765432",
      "isPep": false,
      "isSanctioned": false
    },
    {
      "firstName": "Ngozi",
      "lastName": "Okafor",
      "middleName": "Adaeze",
      "dob": "1968-11-22T00:00:00.000Z",
      "gender": "female",
      "nationality": "Nigerian",
      "phone": "+2348059876543",
      "email": "n.okafor@okaforandsons.example.com",
      "address": "14 Adeola Odeku Street, Victoria Island, Lagos",
      "identificationType": "bvn",
      "identificationNumber": "22345678901",
      "isPep": false,
      "isSanctioned": false
    }
  ],
  "signatories": [
    {
      "firstName": "Chukwuemeka",
      "lastName": "Okafor",
      "middleName": "Tochukwu",
      "dob": "1965-03-15T00:00:00.000Z",
      "gender": "male",
      "nationality": "Nigerian",
      "phone": "+2348031234567",
      "email": "c.okafor@okaforandsons.example.com",
      "address": "14 Adeola Odeku Street, Victoria Island, Lagos",
      "identificationType": "bvn",
      "identificationNumber": "22198765432",
      "isPep": false,
      "isSanctioned": false
    },
    {
      "firstName": "Emeka",
      "lastName": "Eze",
      "middleName": "Chidi",
      "dob": "1980-07-04T00:00:00.000Z",
      "gender": "male",
      "nationality": "Nigerian",
      "phone": "+2348076543210",
      "email": "emeka.eze@okaforandsons.example.com",
      "address": "7 Bode Thomas Street, Surulere, Lagos",
      "identificationType": "nin",
      "identificationNumber": "98765432101",
      "isPep": false,
      "isSanctioned": false
    }
  ],
  "ultimateBeneficialOwners": [
    {
      "firstName": "Chukwuemeka",
      "lastName": "Okafor",
      "middleName": "Tochukwu",
      "dob": "1965-03-15T00:00:00.000Z",
      "nationality": "Nigerian",
      "identificationType": "bvn",
      "identificationNumber": "22198765432",
      "ownershipPercentage": 60,
      "isPep": false,
      "isSanctioned": false
    },
    {
      "firstName": "Ngozi",
      "lastName": "Okafor",
      "middleName": "Adaeze",
      "dob": "1968-11-22T00:00:00.000Z",
      "nationality": "Nigerian",
      "identificationType": "bvn",
      "identificationNumber": "22345678901",
      "ownershipPercentage": 40,
      "isPep": false,
      "isSanctioned": false
    }
  ],
  "metadata": {
    "onboardingBranch": "Apapa",
    "relationshipManager": "Adewale Fashola",
    "preferredLanguage": "en",
    "importerExporterCode": "IMP/2017/NG/00482",
    "cacDocumentUrl": "https://docs.example.com/kyc/cac/CUS-NG-20240101-002.pdf",
    "memart": "https://docs.example.com/kyc/memart/CUS-NG-20240101-002.pdf"
  }
}
'

import requests

url = "https://sigmacdd.sabipay.com/api/v1/cdd/customers"

payload = {
    "uniqueId": "CUS-NG-20240101-002",
    "externalId": "EXT-0048292",
    "type": "corporate",
    "status": "active",
    "customerSegment": "sme",
    "riskClassification": "medium",
    "kycLevel": "tier_3",
    "channel": "branch",
    "source": "api",
    "isSanctioned": False,
    "isPep": False,
    "watchlist": False,
    "lastReviewDate": "2024-06-01T00:00:00.000Z",
    "nextReviewDate": "2025-06-01T00:00:00.000Z",
    "lastCheck": "2024-12-01T00:00:00.000Z",
    "businessName": "Okafor & Sons Trading Limited",
    "businessType": "Limited Liability Company",
    "industryType": "wholesale_trade",
    "natureOfBusiness": "Import and wholesale distribution of industrial machinery and spare parts",
    "registrationNumber": "RC-1048291",
    "taxIdentificationNumber": "9876543210",
    "incorporationDate": "2015-08-14T00:00:00.000Z",
    "countryOfIncorporation": "NG",
    "stateOfIncorporation": "Lagos",
    "website": "https://okaforandsons.example.com",
    "numberOfEmployees": 47,
    "phone": "+2341234567890",
    "businessEmail": "info@okaforandsons.example.com",
    "headOfficeAddress": "Plot 22, Apapa-Oshodi Expressway, Apapa, Lagos",
    "annualRevenue": 850000000,
    "annualTurnover": 720000000,
    "authorizedCapital": 100000000,
    "paidUpCapital": 75000000,
    "sourceOfFunds": "business_revenue",
    "parentCompany": None,
    "regulatoryLicenses": ["SON/NG/2019/0012341 - Standards Organisation of Nigeria", "NESREA/2020/IMP/00892 - Import Permit (Environmental Compliance)"],
    "bankCode": "044",
    "bankName": "Access Bank",
    "bankCountry": "NG",
    "relationshipStartDate": "2016-01-20T00:00:00.000Z",
    "accounts": [
        {
            "accountNumber": "0987654321",
            "accountType": "current",
            "accountCurrency": "NGN",
            "purposeOfAccount": "primary business operations and payroll",
            "openingDate": "2016-01-20T00:00:00.000Z",
            "accountStatus": "active",
            "averageBalance": 42000000,
            "overdraftLimit": 20000000,
            "dailyLimit": 100000000,
            "isPrimaryAccount": True
        },
        {
            "accountNumber": "0912837465",
            "accountType": "domiciliary",
            "accountCurrency": "USD",
            "purposeOfAccount": "import payments and foreign supplier settlements",
            "openingDate": "2017-03-10T00:00:00.000Z",
            "accountStatus": "active",
            "averageBalance": 185000,
            "isPrimaryAccount": False
        },
        {
            "accountNumber": "0956473829",
            "accountType": "fixed_deposit",
            "accountCurrency": "NGN",
            "purposeOfAccount": "short-term investment of idle funds",
            "openingDate": "2023-09-01T00:00:00.000Z",
            "closingDate": "2024-09-01T00:00:00.000Z",
            "accountStatus": "active",
            "averageBalance": 50000000,
            "isPrimaryAccount": False
        }
    ],
    "directors": [
        {
            "firstName": "Chukwuemeka",
            "lastName": "Okafor",
            "middleName": "Tochukwu",
            "dob": "1965-03-15T00:00:00.000Z",
            "gender": "male",
            "nationality": "Nigerian",
            "phone": "+2348031234567",
            "email": "c.okafor@okaforandsons.example.com",
            "address": "14 Adeola Odeku Street, Victoria Island, Lagos",
            "identificationType": "bvn",
            "identificationNumber": "22198765432",
            "isPep": False,
            "isSanctioned": False
        },
        {
            "firstName": "Ngozi",
            "lastName": "Okafor",
            "middleName": "Adaeze",
            "dob": "1968-11-22T00:00:00.000Z",
            "gender": "female",
            "nationality": "Nigerian",
            "phone": "+2348059876543",
            "email": "n.okafor@okaforandsons.example.com",
            "address": "14 Adeola Odeku Street, Victoria Island, Lagos",
            "identificationType": "bvn",
            "identificationNumber": "22345678901",
            "isPep": False,
            "isSanctioned": False
        }
    ],
    "signatories": [
        {
            "firstName": "Chukwuemeka",
            "lastName": "Okafor",
            "middleName": "Tochukwu",
            "dob": "1965-03-15T00:00:00.000Z",
            "gender": "male",
            "nationality": "Nigerian",
            "phone": "+2348031234567",
            "email": "c.okafor@okaforandsons.example.com",
            "address": "14 Adeola Odeku Street, Victoria Island, Lagos",
            "identificationType": "bvn",
            "identificationNumber": "22198765432",
            "isPep": False,
            "isSanctioned": False
        },
        {
            "firstName": "Emeka",
            "lastName": "Eze",
            "middleName": "Chidi",
            "dob": "1980-07-04T00:00:00.000Z",
            "gender": "male",
            "nationality": "Nigerian",
            "phone": "+2348076543210",
            "email": "emeka.eze@okaforandsons.example.com",
            "address": "7 Bode Thomas Street, Surulere, Lagos",
            "identificationType": "nin",
            "identificationNumber": "98765432101",
            "isPep": False,
            "isSanctioned": False
        }
    ],
    "ultimateBeneficialOwners": [
        {
            "firstName": "Chukwuemeka",
            "lastName": "Okafor",
            "middleName": "Tochukwu",
            "dob": "1965-03-15T00:00:00.000Z",
            "nationality": "Nigerian",
            "identificationType": "bvn",
            "identificationNumber": "22198765432",
            "ownershipPercentage": 60,
            "isPep": False,
            "isSanctioned": False
        },
        {
            "firstName": "Ngozi",
            "lastName": "Okafor",
            "middleName": "Adaeze",
            "dob": "1968-11-22T00:00:00.000Z",
            "nationality": "Nigerian",
            "identificationType": "bvn",
            "identificationNumber": "22345678901",
            "ownershipPercentage": 40,
            "isPep": False,
            "isSanctioned": False
        }
    ],
    "metadata": {
        "onboardingBranch": "Apapa",
        "relationshipManager": "Adewale Fashola",
        "preferredLanguage": "en",
        "importerExporterCode": "IMP/2017/NG/00482",
        "cacDocumentUrl": "https://docs.example.com/kyc/cac/CUS-NG-20240101-002.pdf",
        "memart": "https://docs.example.com/kyc/memart/CUS-NG-20240101-002.pdf"
    }
}
headers = {
    "apiKey": "<api-key>",
    "apiSecret": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {
    apiKey: '<api-key>',
    apiSecret: '<api-key>',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    uniqueId: 'CUS-NG-20240101-002',
    externalId: 'EXT-0048292',
    type: 'corporate',
    status: 'active',
    customerSegment: 'sme',
    riskClassification: 'medium',
    kycLevel: 'tier_3',
    channel: 'branch',
    source: 'api',
    isSanctioned: false,
    isPep: false,
    watchlist: false,
    lastReviewDate: '2024-06-01T00:00:00.000Z',
    nextReviewDate: '2025-06-01T00:00:00.000Z',
    lastCheck: '2024-12-01T00:00:00.000Z',
    businessName: 'Okafor & Sons Trading Limited',
    businessType: 'Limited Liability Company',
    industryType: 'wholesale_trade',
    natureOfBusiness: 'Import and wholesale distribution of industrial machinery and spare parts',
    registrationNumber: 'RC-1048291',
    taxIdentificationNumber: '9876543210',
    incorporationDate: '2015-08-14T00:00:00.000Z',
    countryOfIncorporation: 'NG',
    stateOfIncorporation: 'Lagos',
    website: 'https://okaforandsons.example.com',
    numberOfEmployees: 47,
    phone: '+2341234567890',
    businessEmail: 'info@okaforandsons.example.com',
    headOfficeAddress: 'Plot 22, Apapa-Oshodi Expressway, Apapa, Lagos',
    annualRevenue: 850000000,
    annualTurnover: 720000000,
    authorizedCapital: 100000000,
    paidUpCapital: 75000000,
    sourceOfFunds: 'business_revenue',
    parentCompany: null,
    regulatoryLicenses: [
      'SON/NG/2019/0012341 - Standards Organisation of Nigeria',
      'NESREA/2020/IMP/00892 - Import Permit (Environmental Compliance)'
    ],
    bankCode: '044',
    bankName: 'Access Bank',
    bankCountry: 'NG',
    relationshipStartDate: '2016-01-20T00:00:00.000Z',
    accounts: [
      {
        accountNumber: '0987654321',
        accountType: 'current',
        accountCurrency: 'NGN',
        purposeOfAccount: 'primary business operations and payroll',
        openingDate: '2016-01-20T00:00:00.000Z',
        accountStatus: 'active',
        averageBalance: 42000000,
        overdraftLimit: 20000000,
        dailyLimit: 100000000,
        isPrimaryAccount: true
      },
      {
        accountNumber: '0912837465',
        accountType: 'domiciliary',
        accountCurrency: 'USD',
        purposeOfAccount: 'import payments and foreign supplier settlements',
        openingDate: '2017-03-10T00:00:00.000Z',
        accountStatus: 'active',
        averageBalance: 185000,
        isPrimaryAccount: false
      },
      {
        accountNumber: '0956473829',
        accountType: 'fixed_deposit',
        accountCurrency: 'NGN',
        purposeOfAccount: 'short-term investment of idle funds',
        openingDate: '2023-09-01T00:00:00.000Z',
        closingDate: '2024-09-01T00:00:00.000Z',
        accountStatus: 'active',
        averageBalance: 50000000,
        isPrimaryAccount: false
      }
    ],
    directors: [
      {
        firstName: 'Chukwuemeka',
        lastName: 'Okafor',
        middleName: 'Tochukwu',
        dob: '1965-03-15T00:00:00.000Z',
        gender: 'male',
        nationality: 'Nigerian',
        phone: '+2348031234567',
        email: 'c.okafor@okaforandsons.example.com',
        address: '14 Adeola Odeku Street, Victoria Island, Lagos',
        identificationType: 'bvn',
        identificationNumber: '22198765432',
        isPep: false,
        isSanctioned: false
      },
      {
        firstName: 'Ngozi',
        lastName: 'Okafor',
        middleName: 'Adaeze',
        dob: '1968-11-22T00:00:00.000Z',
        gender: 'female',
        nationality: 'Nigerian',
        phone: '+2348059876543',
        email: 'n.okafor@okaforandsons.example.com',
        address: '14 Adeola Odeku Street, Victoria Island, Lagos',
        identificationType: 'bvn',
        identificationNumber: '22345678901',
        isPep: false,
        isSanctioned: false
      }
    ],
    signatories: [
      {
        firstName: 'Chukwuemeka',
        lastName: 'Okafor',
        middleName: 'Tochukwu',
        dob: '1965-03-15T00:00:00.000Z',
        gender: 'male',
        nationality: 'Nigerian',
        phone: '+2348031234567',
        email: 'c.okafor@okaforandsons.example.com',
        address: '14 Adeola Odeku Street, Victoria Island, Lagos',
        identificationType: 'bvn',
        identificationNumber: '22198765432',
        isPep: false,
        isSanctioned: false
      },
      {
        firstName: 'Emeka',
        lastName: 'Eze',
        middleName: 'Chidi',
        dob: '1980-07-04T00:00:00.000Z',
        gender: 'male',
        nationality: 'Nigerian',
        phone: '+2348076543210',
        email: 'emeka.eze@okaforandsons.example.com',
        address: '7 Bode Thomas Street, Surulere, Lagos',
        identificationType: 'nin',
        identificationNumber: '98765432101',
        isPep: false,
        isSanctioned: false
      }
    ],
    ultimateBeneficialOwners: [
      {
        firstName: 'Chukwuemeka',
        lastName: 'Okafor',
        middleName: 'Tochukwu',
        dob: '1965-03-15T00:00:00.000Z',
        nationality: 'Nigerian',
        identificationType: 'bvn',
        identificationNumber: '22198765432',
        ownershipPercentage: 60,
        isPep: false,
        isSanctioned: false
      },
      {
        firstName: 'Ngozi',
        lastName: 'Okafor',
        middleName: 'Adaeze',
        dob: '1968-11-22T00:00:00.000Z',
        nationality: 'Nigerian',
        identificationType: 'bvn',
        identificationNumber: '22345678901',
        ownershipPercentage: 40,
        isPep: false,
        isSanctioned: false
      }
    ],
    metadata: {
      onboardingBranch: 'Apapa',
      relationshipManager: 'Adewale Fashola',
      preferredLanguage: 'en',
      importerExporterCode: 'IMP/2017/NG/00482',
      cacDocumentUrl: 'https://docs.example.com/kyc/cac/CUS-NG-20240101-002.pdf',
      memart: 'https://docs.example.com/kyc/memart/CUS-NG-20240101-002.pdf'
    }
  })
};

fetch('https://sigmacdd.sabipay.com/api/v1/cdd/customers', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://sigmacdd.sabipay.com/api/v1/cdd/customers",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'uniqueId' => 'CUS-NG-20240101-002',
    'externalId' => 'EXT-0048292',
    'type' => 'corporate',
    'status' => 'active',
    'customerSegment' => 'sme',
    'riskClassification' => 'medium',
    'kycLevel' => 'tier_3',
    'channel' => 'branch',
    'source' => 'api',
    'isSanctioned' => false,
    'isPep' => false,
    'watchlist' => false,
    'lastReviewDate' => '2024-06-01T00:00:00.000Z',
    'nextReviewDate' => '2025-06-01T00:00:00.000Z',
    'lastCheck' => '2024-12-01T00:00:00.000Z',
    'businessName' => 'Okafor & Sons Trading Limited',
    'businessType' => 'Limited Liability Company',
    'industryType' => 'wholesale_trade',
    'natureOfBusiness' => 'Import and wholesale distribution of industrial machinery and spare parts',
    'registrationNumber' => 'RC-1048291',
    'taxIdentificationNumber' => '9876543210',
    'incorporationDate' => '2015-08-14T00:00:00.000Z',
    'countryOfIncorporation' => 'NG',
    'stateOfIncorporation' => 'Lagos',
    'website' => 'https://okaforandsons.example.com',
    'numberOfEmployees' => 47,
    'phone' => '+2341234567890',
    'businessEmail' => 'info@okaforandsons.example.com',
    'headOfficeAddress' => 'Plot 22, Apapa-Oshodi Expressway, Apapa, Lagos',
    'annualRevenue' => 850000000,
    'annualTurnover' => 720000000,
    'authorizedCapital' => 100000000,
    'paidUpCapital' => 75000000,
    'sourceOfFunds' => 'business_revenue',
    'parentCompany' => null,
    'regulatoryLicenses' => [
        'SON/NG/2019/0012341 - Standards Organisation of Nigeria',
        'NESREA/2020/IMP/00892 - Import Permit (Environmental Compliance)'
    ],
    'bankCode' => '044',
    'bankName' => 'Access Bank',
    'bankCountry' => 'NG',
    'relationshipStartDate' => '2016-01-20T00:00:00.000Z',
    'accounts' => [
        [
                'accountNumber' => '0987654321',
                'accountType' => 'current',
                'accountCurrency' => 'NGN',
                'purposeOfAccount' => 'primary business operations and payroll',
                'openingDate' => '2016-01-20T00:00:00.000Z',
                'accountStatus' => 'active',
                'averageBalance' => 42000000,
                'overdraftLimit' => 20000000,
                'dailyLimit' => 100000000,
                'isPrimaryAccount' => true
        ],
        [
                'accountNumber' => '0912837465',
                'accountType' => 'domiciliary',
                'accountCurrency' => 'USD',
                'purposeOfAccount' => 'import payments and foreign supplier settlements',
                'openingDate' => '2017-03-10T00:00:00.000Z',
                'accountStatus' => 'active',
                'averageBalance' => 185000,
                'isPrimaryAccount' => false
        ],
        [
                'accountNumber' => '0956473829',
                'accountType' => 'fixed_deposit',
                'accountCurrency' => 'NGN',
                'purposeOfAccount' => 'short-term investment of idle funds',
                'openingDate' => '2023-09-01T00:00:00.000Z',
                'closingDate' => '2024-09-01T00:00:00.000Z',
                'accountStatus' => 'active',
                'averageBalance' => 50000000,
                'isPrimaryAccount' => false
        ]
    ],
    'directors' => [
        [
                'firstName' => 'Chukwuemeka',
                'lastName' => 'Okafor',
                'middleName' => 'Tochukwu',
                'dob' => '1965-03-15T00:00:00.000Z',
                'gender' => 'male',
                'nationality' => 'Nigerian',
                'phone' => '+2348031234567',
                'email' => 'c.okafor@okaforandsons.example.com',
                'address' => '14 Adeola Odeku Street, Victoria Island, Lagos',
                'identificationType' => 'bvn',
                'identificationNumber' => '22198765432',
                'isPep' => false,
                'isSanctioned' => false
        ],
        [
                'firstName' => 'Ngozi',
                'lastName' => 'Okafor',
                'middleName' => 'Adaeze',
                'dob' => '1968-11-22T00:00:00.000Z',
                'gender' => 'female',
                'nationality' => 'Nigerian',
                'phone' => '+2348059876543',
                'email' => 'n.okafor@okaforandsons.example.com',
                'address' => '14 Adeola Odeku Street, Victoria Island, Lagos',
                'identificationType' => 'bvn',
                'identificationNumber' => '22345678901',
                'isPep' => false,
                'isSanctioned' => false
        ]
    ],
    'signatories' => [
        [
                'firstName' => 'Chukwuemeka',
                'lastName' => 'Okafor',
                'middleName' => 'Tochukwu',
                'dob' => '1965-03-15T00:00:00.000Z',
                'gender' => 'male',
                'nationality' => 'Nigerian',
                'phone' => '+2348031234567',
                'email' => 'c.okafor@okaforandsons.example.com',
                'address' => '14 Adeola Odeku Street, Victoria Island, Lagos',
                'identificationType' => 'bvn',
                'identificationNumber' => '22198765432',
                'isPep' => false,
                'isSanctioned' => false
        ],
        [
                'firstName' => 'Emeka',
                'lastName' => 'Eze',
                'middleName' => 'Chidi',
                'dob' => '1980-07-04T00:00:00.000Z',
                'gender' => 'male',
                'nationality' => 'Nigerian',
                'phone' => '+2348076543210',
                'email' => 'emeka.eze@okaforandsons.example.com',
                'address' => '7 Bode Thomas Street, Surulere, Lagos',
                'identificationType' => 'nin',
                'identificationNumber' => '98765432101',
                'isPep' => false,
                'isSanctioned' => false
        ]
    ],
    'ultimateBeneficialOwners' => [
        [
                'firstName' => 'Chukwuemeka',
                'lastName' => 'Okafor',
                'middleName' => 'Tochukwu',
                'dob' => '1965-03-15T00:00:00.000Z',
                'nationality' => 'Nigerian',
                'identificationType' => 'bvn',
                'identificationNumber' => '22198765432',
                'ownershipPercentage' => 60,
                'isPep' => false,
                'isSanctioned' => false
        ],
        [
                'firstName' => 'Ngozi',
                'lastName' => 'Okafor',
                'middleName' => 'Adaeze',
                'dob' => '1968-11-22T00:00:00.000Z',
                'nationality' => 'Nigerian',
                'identificationType' => 'bvn',
                'identificationNumber' => '22345678901',
                'ownershipPercentage' => 40,
                'isPep' => false,
                'isSanctioned' => false
        ]
    ],
    'metadata' => [
        'onboardingBranch' => 'Apapa',
        'relationshipManager' => 'Adewale Fashola',
        'preferredLanguage' => 'en',
        'importerExporterCode' => 'IMP/2017/NG/00482',
        'cacDocumentUrl' => 'https://docs.example.com/kyc/cac/CUS-NG-20240101-002.pdf',
        'memart' => 'https://docs.example.com/kyc/memart/CUS-NG-20240101-002.pdf'
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "apiKey: <api-key>",
    "apiSecret: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://sigmacdd.sabipay.com/api/v1/cdd/customers"

	payload := strings.NewReader("{\n  \"uniqueId\": \"CUS-NG-20240101-002\",\n  \"externalId\": \"EXT-0048292\",\n  \"type\": \"corporate\",\n  \"status\": \"active\",\n  \"customerSegment\": \"sme\",\n  \"riskClassification\": \"medium\",\n  \"kycLevel\": \"tier_3\",\n  \"channel\": \"branch\",\n  \"source\": \"api\",\n  \"isSanctioned\": false,\n  \"isPep\": false,\n  \"watchlist\": false,\n  \"lastReviewDate\": \"2024-06-01T00:00:00.000Z\",\n  \"nextReviewDate\": \"2025-06-01T00:00:00.000Z\",\n  \"lastCheck\": \"2024-12-01T00:00:00.000Z\",\n  \"businessName\": \"Okafor & Sons Trading Limited\",\n  \"businessType\": \"Limited Liability Company\",\n  \"industryType\": \"wholesale_trade\",\n  \"natureOfBusiness\": \"Import and wholesale distribution of industrial machinery and spare parts\",\n  \"registrationNumber\": \"RC-1048291\",\n  \"taxIdentificationNumber\": \"9876543210\",\n  \"incorporationDate\": \"2015-08-14T00:00:00.000Z\",\n  \"countryOfIncorporation\": \"NG\",\n  \"stateOfIncorporation\": \"Lagos\",\n  \"website\": \"https://okaforandsons.example.com\",\n  \"numberOfEmployees\": 47,\n  \"phone\": \"+2341234567890\",\n  \"businessEmail\": \"info@okaforandsons.example.com\",\n  \"headOfficeAddress\": \"Plot 22, Apapa-Oshodi Expressway, Apapa, Lagos\",\n  \"annualRevenue\": 850000000,\n  \"annualTurnover\": 720000000,\n  \"authorizedCapital\": 100000000,\n  \"paidUpCapital\": 75000000,\n  \"sourceOfFunds\": \"business_revenue\",\n  \"parentCompany\": null,\n  \"regulatoryLicenses\": [\n    \"SON/NG/2019/0012341 - Standards Organisation of Nigeria\",\n    \"NESREA/2020/IMP/00892 - Import Permit (Environmental Compliance)\"\n  ],\n  \"bankCode\": \"044\",\n  \"bankName\": \"Access Bank\",\n  \"bankCountry\": \"NG\",\n  \"relationshipStartDate\": \"2016-01-20T00:00:00.000Z\",\n  \"accounts\": [\n    {\n      \"accountNumber\": \"0987654321\",\n      \"accountType\": \"current\",\n      \"accountCurrency\": \"NGN\",\n      \"purposeOfAccount\": \"primary business operations and payroll\",\n      \"openingDate\": \"2016-01-20T00:00:00.000Z\",\n      \"accountStatus\": \"active\",\n      \"averageBalance\": 42000000,\n      \"overdraftLimit\": 20000000,\n      \"dailyLimit\": 100000000,\n      \"isPrimaryAccount\": true\n    },\n    {\n      \"accountNumber\": \"0912837465\",\n      \"accountType\": \"domiciliary\",\n      \"accountCurrency\": \"USD\",\n      \"purposeOfAccount\": \"import payments and foreign supplier settlements\",\n      \"openingDate\": \"2017-03-10T00:00:00.000Z\",\n      \"accountStatus\": \"active\",\n      \"averageBalance\": 185000,\n      \"isPrimaryAccount\": false\n    },\n    {\n      \"accountNumber\": \"0956473829\",\n      \"accountType\": \"fixed_deposit\",\n      \"accountCurrency\": \"NGN\",\n      \"purposeOfAccount\": \"short-term investment of idle funds\",\n      \"openingDate\": \"2023-09-01T00:00:00.000Z\",\n      \"closingDate\": \"2024-09-01T00:00:00.000Z\",\n      \"accountStatus\": \"active\",\n      \"averageBalance\": 50000000,\n      \"isPrimaryAccount\": false\n    }\n  ],\n  \"directors\": [\n    {\n      \"firstName\": \"Chukwuemeka\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Tochukwu\",\n      \"dob\": \"1965-03-15T00:00:00.000Z\",\n      \"gender\": \"male\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348031234567\",\n      \"email\": \"c.okafor@okaforandsons.example.com\",\n      \"address\": \"14 Adeola Odeku Street, Victoria Island, Lagos\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22198765432\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    },\n    {\n      \"firstName\": \"Ngozi\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Adaeze\",\n      \"dob\": \"1968-11-22T00:00:00.000Z\",\n      \"gender\": \"female\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348059876543\",\n      \"email\": \"n.okafor@okaforandsons.example.com\",\n      \"address\": \"14 Adeola Odeku Street, Victoria Island, Lagos\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22345678901\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    }\n  ],\n  \"signatories\": [\n    {\n      \"firstName\": \"Chukwuemeka\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Tochukwu\",\n      \"dob\": \"1965-03-15T00:00:00.000Z\",\n      \"gender\": \"male\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348031234567\",\n      \"email\": \"c.okafor@okaforandsons.example.com\",\n      \"address\": \"14 Adeola Odeku Street, Victoria Island, Lagos\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22198765432\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    },\n    {\n      \"firstName\": \"Emeka\",\n      \"lastName\": \"Eze\",\n      \"middleName\": \"Chidi\",\n      \"dob\": \"1980-07-04T00:00:00.000Z\",\n      \"gender\": \"male\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348076543210\",\n      \"email\": \"emeka.eze@okaforandsons.example.com\",\n      \"address\": \"7 Bode Thomas Street, Surulere, Lagos\",\n      \"identificationType\": \"nin\",\n      \"identificationNumber\": \"98765432101\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    }\n  ],\n  \"ultimateBeneficialOwners\": [\n    {\n      \"firstName\": \"Chukwuemeka\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Tochukwu\",\n      \"dob\": \"1965-03-15T00:00:00.000Z\",\n      \"nationality\": \"Nigerian\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22198765432\",\n      \"ownershipPercentage\": 60,\n      \"isPep\": false,\n      \"isSanctioned\": false\n    },\n    {\n      \"firstName\": \"Ngozi\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Adaeze\",\n      \"dob\": \"1968-11-22T00:00:00.000Z\",\n      \"nationality\": \"Nigerian\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22345678901\",\n      \"ownershipPercentage\": 40,\n      \"isPep\": false,\n      \"isSanctioned\": false\n    }\n  ],\n  \"metadata\": {\n    \"onboardingBranch\": \"Apapa\",\n    \"relationshipManager\": \"Adewale Fashola\",\n    \"preferredLanguage\": \"en\",\n    \"importerExporterCode\": \"IMP/2017/NG/00482\",\n    \"cacDocumentUrl\": \"https://docs.example.com/kyc/cac/CUS-NG-20240101-002.pdf\",\n    \"memart\": \"https://docs.example.com/kyc/memart/CUS-NG-20240101-002.pdf\"\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("apiKey", "<api-key>")
	req.Header.Add("apiSecret", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://sigmacdd.sabipay.com/api/v1/cdd/customers")
  .header("apiKey", "<api-key>")
  .header("apiSecret", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"uniqueId\": \"CUS-NG-20240101-002\",\n  \"externalId\": \"EXT-0048292\",\n  \"type\": \"corporate\",\n  \"status\": \"active\",\n  \"customerSegment\": \"sme\",\n  \"riskClassification\": \"medium\",\n  \"kycLevel\": \"tier_3\",\n  \"channel\": \"branch\",\n  \"source\": \"api\",\n  \"isSanctioned\": false,\n  \"isPep\": false,\n  \"watchlist\": false,\n  \"lastReviewDate\": \"2024-06-01T00:00:00.000Z\",\n  \"nextReviewDate\": \"2025-06-01T00:00:00.000Z\",\n  \"lastCheck\": \"2024-12-01T00:00:00.000Z\",\n  \"businessName\": \"Okafor & Sons Trading Limited\",\n  \"businessType\": \"Limited Liability Company\",\n  \"industryType\": \"wholesale_trade\",\n  \"natureOfBusiness\": \"Import and wholesale distribution of industrial machinery and spare parts\",\n  \"registrationNumber\": \"RC-1048291\",\n  \"taxIdentificationNumber\": \"9876543210\",\n  \"incorporationDate\": \"2015-08-14T00:00:00.000Z\",\n  \"countryOfIncorporation\": \"NG\",\n  \"stateOfIncorporation\": \"Lagos\",\n  \"website\": \"https://okaforandsons.example.com\",\n  \"numberOfEmployees\": 47,\n  \"phone\": \"+2341234567890\",\n  \"businessEmail\": \"info@okaforandsons.example.com\",\n  \"headOfficeAddress\": \"Plot 22, Apapa-Oshodi Expressway, Apapa, Lagos\",\n  \"annualRevenue\": 850000000,\n  \"annualTurnover\": 720000000,\n  \"authorizedCapital\": 100000000,\n  \"paidUpCapital\": 75000000,\n  \"sourceOfFunds\": \"business_revenue\",\n  \"parentCompany\": null,\n  \"regulatoryLicenses\": [\n    \"SON/NG/2019/0012341 - Standards Organisation of Nigeria\",\n    \"NESREA/2020/IMP/00892 - Import Permit (Environmental Compliance)\"\n  ],\n  \"bankCode\": \"044\",\n  \"bankName\": \"Access Bank\",\n  \"bankCountry\": \"NG\",\n  \"relationshipStartDate\": \"2016-01-20T00:00:00.000Z\",\n  \"accounts\": [\n    {\n      \"accountNumber\": \"0987654321\",\n      \"accountType\": \"current\",\n      \"accountCurrency\": \"NGN\",\n      \"purposeOfAccount\": \"primary business operations and payroll\",\n      \"openingDate\": \"2016-01-20T00:00:00.000Z\",\n      \"accountStatus\": \"active\",\n      \"averageBalance\": 42000000,\n      \"overdraftLimit\": 20000000,\n      \"dailyLimit\": 100000000,\n      \"isPrimaryAccount\": true\n    },\n    {\n      \"accountNumber\": \"0912837465\",\n      \"accountType\": \"domiciliary\",\n      \"accountCurrency\": \"USD\",\n      \"purposeOfAccount\": \"import payments and foreign supplier settlements\",\n      \"openingDate\": \"2017-03-10T00:00:00.000Z\",\n      \"accountStatus\": \"active\",\n      \"averageBalance\": 185000,\n      \"isPrimaryAccount\": false\n    },\n    {\n      \"accountNumber\": \"0956473829\",\n      \"accountType\": \"fixed_deposit\",\n      \"accountCurrency\": \"NGN\",\n      \"purposeOfAccount\": \"short-term investment of idle funds\",\n      \"openingDate\": \"2023-09-01T00:00:00.000Z\",\n      \"closingDate\": \"2024-09-01T00:00:00.000Z\",\n      \"accountStatus\": \"active\",\n      \"averageBalance\": 50000000,\n      \"isPrimaryAccount\": false\n    }\n  ],\n  \"directors\": [\n    {\n      \"firstName\": \"Chukwuemeka\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Tochukwu\",\n      \"dob\": \"1965-03-15T00:00:00.000Z\",\n      \"gender\": \"male\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348031234567\",\n      \"email\": \"c.okafor@okaforandsons.example.com\",\n      \"address\": \"14 Adeola Odeku Street, Victoria Island, Lagos\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22198765432\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    },\n    {\n      \"firstName\": \"Ngozi\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Adaeze\",\n      \"dob\": \"1968-11-22T00:00:00.000Z\",\n      \"gender\": \"female\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348059876543\",\n      \"email\": \"n.okafor@okaforandsons.example.com\",\n      \"address\": \"14 Adeola Odeku Street, Victoria Island, Lagos\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22345678901\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    }\n  ],\n  \"signatories\": [\n    {\n      \"firstName\": \"Chukwuemeka\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Tochukwu\",\n      \"dob\": \"1965-03-15T00:00:00.000Z\",\n      \"gender\": \"male\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348031234567\",\n      \"email\": \"c.okafor@okaforandsons.example.com\",\n      \"address\": \"14 Adeola Odeku Street, Victoria Island, Lagos\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22198765432\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    },\n    {\n      \"firstName\": \"Emeka\",\n      \"lastName\": \"Eze\",\n      \"middleName\": \"Chidi\",\n      \"dob\": \"1980-07-04T00:00:00.000Z\",\n      \"gender\": \"male\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348076543210\",\n      \"email\": \"emeka.eze@okaforandsons.example.com\",\n      \"address\": \"7 Bode Thomas Street, Surulere, Lagos\",\n      \"identificationType\": \"nin\",\n      \"identificationNumber\": \"98765432101\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    }\n  ],\n  \"ultimateBeneficialOwners\": [\n    {\n      \"firstName\": \"Chukwuemeka\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Tochukwu\",\n      \"dob\": \"1965-03-15T00:00:00.000Z\",\n      \"nationality\": \"Nigerian\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22198765432\",\n      \"ownershipPercentage\": 60,\n      \"isPep\": false,\n      \"isSanctioned\": false\n    },\n    {\n      \"firstName\": \"Ngozi\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Adaeze\",\n      \"dob\": \"1968-11-22T00:00:00.000Z\",\n      \"nationality\": \"Nigerian\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22345678901\",\n      \"ownershipPercentage\": 40,\n      \"isPep\": false,\n      \"isSanctioned\": false\n    }\n  ],\n  \"metadata\": {\n    \"onboardingBranch\": \"Apapa\",\n    \"relationshipManager\": \"Adewale Fashola\",\n    \"preferredLanguage\": \"en\",\n    \"importerExporterCode\": \"IMP/2017/NG/00482\",\n    \"cacDocumentUrl\": \"https://docs.example.com/kyc/cac/CUS-NG-20240101-002.pdf\",\n    \"memart\": \"https://docs.example.com/kyc/memart/CUS-NG-20240101-002.pdf\"\n  }\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://sigmacdd.sabipay.com/api/v1/cdd/customers")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["apiKey"] = '<api-key>'
request["apiSecret"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"uniqueId\": \"CUS-NG-20240101-002\",\n  \"externalId\": \"EXT-0048292\",\n  \"type\": \"corporate\",\n  \"status\": \"active\",\n  \"customerSegment\": \"sme\",\n  \"riskClassification\": \"medium\",\n  \"kycLevel\": \"tier_3\",\n  \"channel\": \"branch\",\n  \"source\": \"api\",\n  \"isSanctioned\": false,\n  \"isPep\": false,\n  \"watchlist\": false,\n  \"lastReviewDate\": \"2024-06-01T00:00:00.000Z\",\n  \"nextReviewDate\": \"2025-06-01T00:00:00.000Z\",\n  \"lastCheck\": \"2024-12-01T00:00:00.000Z\",\n  \"businessName\": \"Okafor & Sons Trading Limited\",\n  \"businessType\": \"Limited Liability Company\",\n  \"industryType\": \"wholesale_trade\",\n  \"natureOfBusiness\": \"Import and wholesale distribution of industrial machinery and spare parts\",\n  \"registrationNumber\": \"RC-1048291\",\n  \"taxIdentificationNumber\": \"9876543210\",\n  \"incorporationDate\": \"2015-08-14T00:00:00.000Z\",\n  \"countryOfIncorporation\": \"NG\",\n  \"stateOfIncorporation\": \"Lagos\",\n  \"website\": \"https://okaforandsons.example.com\",\n  \"numberOfEmployees\": 47,\n  \"phone\": \"+2341234567890\",\n  \"businessEmail\": \"info@okaforandsons.example.com\",\n  \"headOfficeAddress\": \"Plot 22, Apapa-Oshodi Expressway, Apapa, Lagos\",\n  \"annualRevenue\": 850000000,\n  \"annualTurnover\": 720000000,\n  \"authorizedCapital\": 100000000,\n  \"paidUpCapital\": 75000000,\n  \"sourceOfFunds\": \"business_revenue\",\n  \"parentCompany\": null,\n  \"regulatoryLicenses\": [\n    \"SON/NG/2019/0012341 - Standards Organisation of Nigeria\",\n    \"NESREA/2020/IMP/00892 - Import Permit (Environmental Compliance)\"\n  ],\n  \"bankCode\": \"044\",\n  \"bankName\": \"Access Bank\",\n  \"bankCountry\": \"NG\",\n  \"relationshipStartDate\": \"2016-01-20T00:00:00.000Z\",\n  \"accounts\": [\n    {\n      \"accountNumber\": \"0987654321\",\n      \"accountType\": \"current\",\n      \"accountCurrency\": \"NGN\",\n      \"purposeOfAccount\": \"primary business operations and payroll\",\n      \"openingDate\": \"2016-01-20T00:00:00.000Z\",\n      \"accountStatus\": \"active\",\n      \"averageBalance\": 42000000,\n      \"overdraftLimit\": 20000000,\n      \"dailyLimit\": 100000000,\n      \"isPrimaryAccount\": true\n    },\n    {\n      \"accountNumber\": \"0912837465\",\n      \"accountType\": \"domiciliary\",\n      \"accountCurrency\": \"USD\",\n      \"purposeOfAccount\": \"import payments and foreign supplier settlements\",\n      \"openingDate\": \"2017-03-10T00:00:00.000Z\",\n      \"accountStatus\": \"active\",\n      \"averageBalance\": 185000,\n      \"isPrimaryAccount\": false\n    },\n    {\n      \"accountNumber\": \"0956473829\",\n      \"accountType\": \"fixed_deposit\",\n      \"accountCurrency\": \"NGN\",\n      \"purposeOfAccount\": \"short-term investment of idle funds\",\n      \"openingDate\": \"2023-09-01T00:00:00.000Z\",\n      \"closingDate\": \"2024-09-01T00:00:00.000Z\",\n      \"accountStatus\": \"active\",\n      \"averageBalance\": 50000000,\n      \"isPrimaryAccount\": false\n    }\n  ],\n  \"directors\": [\n    {\n      \"firstName\": \"Chukwuemeka\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Tochukwu\",\n      \"dob\": \"1965-03-15T00:00:00.000Z\",\n      \"gender\": \"male\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348031234567\",\n      \"email\": \"c.okafor@okaforandsons.example.com\",\n      \"address\": \"14 Adeola Odeku Street, Victoria Island, Lagos\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22198765432\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    },\n    {\n      \"firstName\": \"Ngozi\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Adaeze\",\n      \"dob\": \"1968-11-22T00:00:00.000Z\",\n      \"gender\": \"female\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348059876543\",\n      \"email\": \"n.okafor@okaforandsons.example.com\",\n      \"address\": \"14 Adeola Odeku Street, Victoria Island, Lagos\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22345678901\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    }\n  ],\n  \"signatories\": [\n    {\n      \"firstName\": \"Chukwuemeka\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Tochukwu\",\n      \"dob\": \"1965-03-15T00:00:00.000Z\",\n      \"gender\": \"male\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348031234567\",\n      \"email\": \"c.okafor@okaforandsons.example.com\",\n      \"address\": \"14 Adeola Odeku Street, Victoria Island, Lagos\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22198765432\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    },\n    {\n      \"firstName\": \"Emeka\",\n      \"lastName\": \"Eze\",\n      \"middleName\": \"Chidi\",\n      \"dob\": \"1980-07-04T00:00:00.000Z\",\n      \"gender\": \"male\",\n      \"nationality\": \"Nigerian\",\n      \"phone\": \"+2348076543210\",\n      \"email\": \"emeka.eze@okaforandsons.example.com\",\n      \"address\": \"7 Bode Thomas Street, Surulere, Lagos\",\n      \"identificationType\": \"nin\",\n      \"identificationNumber\": \"98765432101\",\n      \"isPep\": false,\n      \"isSanctioned\": false\n    }\n  ],\n  \"ultimateBeneficialOwners\": [\n    {\n      \"firstName\": \"Chukwuemeka\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Tochukwu\",\n      \"dob\": \"1965-03-15T00:00:00.000Z\",\n      \"nationality\": \"Nigerian\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22198765432\",\n      \"ownershipPercentage\": 60,\n      \"isPep\": false,\n      \"isSanctioned\": false\n    },\n    {\n      \"firstName\": \"Ngozi\",\n      \"lastName\": \"Okafor\",\n      \"middleName\": \"Adaeze\",\n      \"dob\": \"1968-11-22T00:00:00.000Z\",\n      \"nationality\": \"Nigerian\",\n      \"identificationType\": \"bvn\",\n      \"identificationNumber\": \"22345678901\",\n      \"ownershipPercentage\": 40,\n      \"isPep\": false,\n      \"isSanctioned\": false\n    }\n  ],\n  \"metadata\": {\n    \"onboardingBranch\": \"Apapa\",\n    \"relationshipManager\": \"Adewale Fashola\",\n    \"preferredLanguage\": \"en\",\n    \"importerExporterCode\": \"IMP/2017/NG/00482\",\n    \"cacDocumentUrl\": \"https://docs.example.com/kyc/cac/CUS-NG-20240101-002.pdf\",\n    \"memart\": \"https://docs.example.com/kyc/memart/CUS-NG-20240101-002.pdf\"\n  }\n}"

response = http.request(request)
puts response.read_body

{
  "message": "CDD customer created successfully",
  "data": {
    "_id": "67f50d48c2a7d1f2b6e99390",
    "uniqueId": "CUS-NG-20240101-002",
    "type": "corporate",
    "businessName": "Okafor & Sons Trading Limited",
    "channel": "branch",
    "status": "active",
    "createdAt": "2026-03-25T10:25:00.000Z"
  }
}

{
  "message": "Customer with uniqueId CUS-NG-20240101-002 already exists"
}